Take the text off in general. 9/10 times it looks bad.
But, if you're really bent on putting text on a sig, I recommend keeping the color white or black, set the layer to overlay, and lower the opacity to around 50%. Place it near the focal as to not draw any attention to it.
Well basically you're lacking the basics of lighting, depth, and flow. I recommend looking at some basic tut's to help you out.