dude i really needed this

Save it as a .png, making sure you flatten layers as you do so, and then upload it to the converter site, then upload the .TGA you get. Pretty foolproof.

Here's the way to save texture in correct format in Photoshop.
I use CS3 version and don't know how it works in other versions or not.
1. Select from main menu "File - Save As";
2. Select format "Targa";
3. In Targa options window select "24 bits/pixel" and leave "Compress" option unchecked;
4. Press "Ok".
Then upload texture as usual

E> The supplied TGA is not a true colour image.

tga_header Object
(
[id_length] => 137
[map_type] => 80
[image_type] => 78
[color_map_entry_index] => 3399
[color_map_length] => 6666
[color_map_entry_size] => 10
[image_origin_x] => 0
[image_origin_y] => 3328
[image_width] => 18505
[image_height] => 21060
[image_depth] => 0
[image_flip_height] => 0
[image_flip_width] => 0
[image_alpha_channel] => 0000
)
errr waht the heck does this mean??

That means that you have to save the file as RGB rather than Grayscale.

No, that means he made a colour-mapped image instead of a true colour image. The converter cannot open colour-mapped images because I couldn't be bothered to code a reader for them. Use a true colour tga and you wont have any problems. OR, just upload a png to the converter.

you need credits (money) to do this

No but you need to buy a head texture for 20k but check events for a free one in the stickies

so you have to pay for your own head?!?!?

no, you have to pay for getting your head to show in-game,
not the same lol.