I'm sure you seen them somewhere, I was wonderin' if anyone knew how to even make them? or if I need anything to MAKE textures other than the template.
I know of three useful tools for texturing. GIMP (free) Photoshop (not free) Paint.net (free)
GIMP and Paint.net are both quite simple to use... Simple and pretty powerful.
Photoshop is a lot harder to use, but when you know how to deal with it, you will end up making excellent textures.
No need to be ashamed from asking questions. :v
It's perfectly normal. Even the higher ones sometimes ask questions like these.
Just don't worry, okay?